Budget Planner
Step 1 of 5
IncomeWhat's coming in? ♡
Add all your income sources. Your total updates in real time.
Total monthly income
$0
per month
Yearly projection
$0
annual gross income
"Knowing your true number is the first act of financial clarity."
Step 2 of 5
TransactionsLet's look at your real numbers ♡
Upload CSVs from your bank, or enter transactions manually. Yellow rows need your attention.
Upload CSV files
Upload one or more CSVs from your bank(s). Needs Date, Description, Amount columns.
OR
Enter manually
Type in your transactions one by one. You're in full control of what goes in.
ⓘ You can combine CSV uploads and manual entry. Transactions marked "Needs Review" couldn't be auto-categorized.
Total spent
Transactions
categorized
Top category
Potential monthly savings
Spending over time
Spend by subcategory
Add transactions to see breakdown
Daily average spend:
View all transactions ↓
Transactions
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DateDescriptionCategory SubcategoryAmountEdit
No transactions yet. Upload a CSV or enter manually above.
Clarity today.
Freedom
tomorrow.
You now have a clear picture of where your money is going. Next, let's align your numbers with what truly matters to you.
What this means for you
See your true spending patterns
Identify where small shifts create big impact
Make decisions with confidence
Reclaim more money for what lights you up
You're ready for step 3
Align & Optimize
Step 3 of 5
Align & OptimizeThis is where the magic happens ✦
Set your refined monthly budget for each category. Past averages are shown as a reference — you decide what the new number should be. This is about conscious choice, not judgment.
Expenses Variable Spending
$0 / mo
Subcategory
Refined / mo
3-mo average
Difference
Bills Fixed & Recurring
$0 / mo
Subcategory
Refined / mo
3-mo average
Difference
Debt Monthly Payments
$0 / mo
Subcategory
Refined / mo
3-mo average
Difference
Net budget shift vs. past spending
How your new plan compares to what you've been spending. Positive = intentionally spending more. Negative = freeing up money.
Total difference
Expenses shift
Bills shift
Debt shift
Avg total spending
✦ Monthly buffer
A buffer keeps you on track when life happens. Set a monthly cushion so one unexpected expense doesn't derail your plan.
Recommended: 3–5% of monthly income
$
Total outflow
$0
Uncommitted income
$0
Buffer
$0
Monthly income
$0
Step 4 of 5
GoalsPut your money to work ✦
Allocate your uncommitted income across what matters most. Every dollar should have a purpose.
Uncommitted income to allocate
$0
Remaining to allocate
$0
Allocated0%
Allocate 100% of your uncommitted income to unlock your dashboard.
Step 5 of 5
DashboardYour full financial picture ♡
Monthly income
$0
Total outflow
$0
Aligned spending
$0
Power number ✦
$0
uncommitted income
Aligned spending breakdown
Expenses
$0
Bills
$0
Debt
$0
Income vs. aligned spending
% of income breakdown
Monthly savings
$0
Yearly savings
$0
Buffer
$0
6-figure projection — time to $100,000
Your goal allocations
Your financial insights
Budget Summary
Your budget. Your future. ♡
Income
Monthly income
Yearly income
Power number
Spending Summary
Total aligned spending
Monthly savings
Monthly buffer
Expenses
Bills
Debt payments
Aligned Budget – Expenses
SubcategoryRefined / mo3-mo Avg
Aligned Budget – Bills
SubcategoryRefined / mo3-mo Avg
Aligned Budget – Debt
SubcategoryRefined / mo3-mo Avg
Goal Allocations
Savings & Projections
Monthly savings
Yearly savings
Time to $100k
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